These Terms and Conditions ("Terms") apply to all users of SendNaa, a digital wallet and payment platform provided by NextNaa. By accessing or using the SendNaa platform, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the platform.

1. Acceptance of Terms
By registering for or using SendNaa’s services, you confirm that you have read, understood, and agree to these Terms and Conditions. These Terms are subject to change, and it is your responsibility to review them periodically.

2. Account Registration
To use SendNaa, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account and password. Any activities that occur under your account are your responsibility.

3. Use of Services
SendNaa offers a variety of services including but not limited to digital wallet management, payment processing, and international money transfers. By using these services, you agree to use them in compliance with applicable laws and regulations.

4. User Responsibilities
You agree to:

• Provide accurate and up-to-date information during registration.
• Use the platform for legal and authorized purposes only.
• Not engage in any fraudulent activities, including money laundering, identity theft, or any other illegal activities.
• Keep your login credentials secure and notify SendNaa immediately of any unauthorized access to your account.

5. Transaction Fees
SendNaa may charge transaction fees for certain services, such as transferring funds or currency conversion. These fees will be disclosed before completing any transaction. You agree to pay all applicable fees related to your use of the services.

6. Security
SendNaa uses industry-standard security protocols to protect your personal and financial information. However, you are responsible for maintaining the security of your account. You must notify SendNaa immediately if you suspect any unauthorized access or use of your account.

7. Privacy Policy
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using SendNaa, you consent to the collection and use of your data in accordance with our Privacy Policy.

8. Suspension and Termination of Account
SendNaa reserves the right to suspend or terminate your account at any time if you violate these Terms or engage in fraudulent or illegal activities. If your account is terminated, you may no longer access SendNaa’s services.

9. Dispute Resolution
In case of any disputes related to these Terms, both parties agree to resolve the matter through binding arbitration or mediation, rather than through litigation, unless otherwise required by law.

10. Limitation of Liability
SendNaa is not responsible for any damages, losses, or issues arising from the use of the platform. In no event shall SendNaa’s liability exceed the amount you paid for the services in the six months preceding the event that caused the issue.

11. Modifications
SendNaa reserves the right to modify or update these Terms at any time. Any changes will be effective immediately upon posting on the website or app. Your continued use of the platform after such changes constitutes your acceptance of the modified Terms.

12. Governing Law
These Terms are governed by and construed in accordance with the laws of the jurisdiction in which SendNaa operates, without regard to its conflict of law principles.

13. Contact Us
If you have any questions regarding these Terms and Conditions, please contact our support team through the "Contact Us" section on our website or app.